Are you afraid that using a rewards credit card will result in you going into debt? Here's how to earn rewards the right way.

The top five states for worst credit card debt were as follows: Mississippi, Georgia, Louisiana, Alabama and Texas.

Given the potentially massive expense associated with college tuition, it’s understandable that students and parents want to squeeze every possible benefit out of their payments. Paying for college tuition with a credit card to earn rewards — or to earn a welcome bonus with a sizable spending requirement — is one such strategy that comes up frequently.

More Americans are falling behind on their credit card bills, and U.S. consumers now owe a record $1.14 trillion in credit card debt, but there are strategies you can use to get out of a hole. The average credit card balance has swelled to $6,